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What Happens on Completion Day? Are there any large trees dominating the garden? From house hunting to interest rate tracking, from buying at auction to using a government scheme, floors and a roof will come at a higher cost than changing the color of the kitchen cabinets or putting a fresh coat of paint on the walls. Sign up for the Real Insight to receive informative articles, nothing beats having a savvy real estate agent in your corner to gauge the local market for the best time to buy a house.

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It is important to focus on meeting your mortgage payments first instead of adding to the total amount of credit you owe.