The President establishes the Council to include three seats for experts in labor relations and pay policy and six for employee organizations representing large numbers of General Schedule employees.
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Basis for Disclosures Generally Disclosures provided for closedend transactions must reflect the credit terms to which the parties will be legally bound as of the outset of the credit transaction.
Because the Closing Disclosure must be receivedby the consumer no later than three business days before consummation, this means the consumer must receive a revised Loan Estimate no later than four business days prior to consummation.
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